Mike’s Life Insurance Advice

Hi Mike, You know, I own quite a bit of life insurance and I’m happy that I do. When I was telling my family members about this my granddaughter, still always curious about everything, asked me how life insurance came into being. Do you know anything about its history? Thank you. Eleanor P.

Hi Mike, For a while now I’ve been seeing ads on the Internet for senior life insurance that costs as little as a dollar or two a month. I’m thinking of buying it, but before I do I was wondering – do you think this is a good investment? Luke R.

Dear Mike, I was just about to buy term life insurance and started wondering why it is so much less expensive that a comparable whole life policy. Do the insurance companies use different mortality tables for term llife than permanent life? Thanks. Sincerely, Ben J.

Dear Mike, I’ve been reading a lot lately about no medical exam life insurance policies and was wondering why an insurance company would even offer such a product. Are these things real? And if they are, would I really be able to get an insurance policy without having to spend money going to the doctor [...]

Hi Mike, My wife and I just celebrated our second anniversary. We’re in our early twenties and have not purchased any life insurance up until this point in time. We’re in good health but neither of us has the time or the desire to take any physical exams in order to qualify for coverage. Are [...]