You know, I own quite a bit of life insurance and I’m happy that I do. When I was telling my family members about this my granddaughter, still always curious about everything, asked me how life insurance came into being.

Do you know anything about its history?

Thank you.

Eleanor P.

For a while now I’ve been seeing ads on the Internet for senior life insurance that costs as little as a dollar or two a month. I’m thinking of buying it, but before I do I was wondering – do you think this is a good investment?

Luke R.

I was just about to buy term life insurance and started wondering why it is so much less expensive that a comparable whole life policy. Do the insurance companies use different mortality tables for term llife than permanent life?

Thanks.

Sincerely,

Ben J.

I’ve been reading a lot lately about no medical exam life insurance policies and was wondering why an insurance company would even offer such a product. Are these things real? And if they are, would I really be able to get an insurance policy without having to spend money going to the doctor for a medical exam?

Jessica A.

My wife and I just celebrated our second anniversary. We’re in our early twenties and have not purchased any life insurance up until this point in time. We’re in good health but neither of us has the time or the desire to take any physical exams in order to qualify for coverage.

Are there any policies available that will meet our needs?

Thanks.

Wendell C.

I guess that once you reach a certain age you start realizing that you have a limited time on earth. Well, I’m at that age and I could use your help.

What with the recent economic situation I’ve had to cash in my whole life insurance policy. I no longer have any burial insurance and I’d like to get some. Can please make some suggestions?

Thanks.

Oscar J.

I just ran across a life insurance offer on the Internet and the prices were a lot lower than any other quotes I’ve seen.

Does it make sense to go with the cheapest life insurance quotes I can find?

Thanks,
John “Confused in Seattle” Bingham

I don’t care what people are saying on the news, times are still tough. I’ve gotten by without life insurance and although I think it’s a good idea I don’t think the timing’s right for me and my family.

I’m still quite young and in good health and think I can put it off until things get back on track.

Larry Lipton

I’m 51 years old and would like to add some more life insurance to my portfolio. Are these policies readily available and are they any different than the policy I bought 25 years ago?

Ed K.

I’d like to pick up some more life insurance but I hate having to go take a medical exam. I’ve seen that there are no-medical life insurance policies available on the Internet. What do you know about them?

Andrea K.