Mike's Life Insurance Advice » Funny

Reasons why you should have insurance

Mike — Tue, 14 Apr 2009 10:52:26 +0000

This video really highlights some reasons why you might want health insurance. HaHa

Funny Insurance Video

Mike — Fri, 10 Apr 2009 19:06:52 +0000

This is one of the funniest insurance videos I’ve found. It may seem completely outrageous, but sometimes, the most random, unexpected things can happen.

Funny Insurance Claims

Mike — Wed, 08 Apr 2009 20:00:17 +0000

This site has a few actual claims that people have made. Most of them are completely ridiculous. It can be nerve wrecking to keep the story clean and simple when they are recording you.( For claim reports, they have you tell them what happened in the accident to the best of your knowledge so that they have it on record for future reference.) Check them out, they are pretty funny.

here: Funny Insurance Claims

Funny insurance video

Mike — Mon, 23 Mar 2009 13:44:16 +0000

Ok, while I think it is kind of ridiculous to only insure one sex, this video is pretty funny.

Types of Auto Insurance

Mike — Mon, 16 Mar 2009 13:28:26 +0000

Once you decide that you need to get automobile insurance, you must then decide what type of coverage that you want to have. There are many types of coverage, but I will stick to two that are usually bought together, and for the purpose of protecting a new car. Collision automobile insurance coverage and comprehensive automobile insurance coverage are usually bought together, and are fairly expensive, I wouldn’t use them for older cars.

As you might have guessed, collision auto insurance covers accidents involving a collision. This insurance will help pay for damages in this situation. This means that even if the accident is your fault, your insurance will cover it. Although if a collision occurs with another vehicle and it isn’t your fault, the other driver’s insurance will cover the damages, at least part of the way. With this policy though, whatever isn’t covered by the other person’s insurance will be covered by this type of insurance. You are also covered should you hit something and cause damage to the car.

Comprehensive auto insurance covers all aspects other than collision. For example if your car gets water damage from a flood, or is stolen, etc. your insurance will cover you.

There are many other types of policies, but I recommend some combination of the two above because you want to have full coverage. You never know when you will be in an accident. All of the planning in the world couldn’t prepare you for which type of accident that you will have. Even if you are thinking collision would be the only one, keep in mind, no one plans on hitting a tree or a pole. Accidents just happen, everywhere, to everyone, when you least expect it.

Here are some sites to check out to get more information on the subject.

http://car-insurance.onlineautoinsurance.com/

http://www.insuranceguide101.com/car-insurance/auto-insurance-collision.aspx

In the UK, How Much You Drink Can Affect Your Life Insurance

Mike — Mon, 29 Dec 2008 21:37:14 +0000

According to the Telegraph, middle class drinkers who consume more than their recommended weekly intake of alcohol face paying higher life insurance premiums.

This is kind of crazy, but in one sense I understand it. Heavy drinkers do a lot of damage to their bodies and insurance companies are having to shell out for what are essentially self-inflicted injuries. Now I like a beer as much as the next guy, but I’m by no means a heavy drinker.

These new rules mean even moderate drinkers who consume a little and often – by drinking a glass or two of wine in the evening or with food – could be hit with higher costs. Heavy drinkers could be denied life insurance altogether, and in fact some people have been.

Now I can understand why they want to be careful of people who drink heavily and have health problems, as documented by a physician, but I don’t think its right to charge moderate drinkers more.

Official UK guidelines say men shouldn’t consume more than 21 units of alcohol a week, and ladies, 14 units – with one unit equivalent to half a pint of beer, a shot of whiskey or a small glass of wine.

Great Insurance Joke from Swapmeet Dave

Mike — Thu, 04 Dec 2008 00:21:51 +0000

Thanks to Swapmeet Dave for this funny insurance joke:

A lawyer and an engineer were fishing in the Caribbean. The lawyer said, “I’m here because my house burned down, and everything I owned was destroyed by the fire. The insurance company paid for everything.”
That’s quite a coincidence,” said the engineer. “I’m here because my house and all my belongings were destroyed by a flood, and my insurance company also paid for everything.”
The lawyer thought for a moment, but was puzzled. Finally he asked the engineer, “How do you start a flood?”